E-3 BAH Rates in PANAMA CITY, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in PANAMA CITY, FL is $2,058 per month with dependents and $1,713 per month without dependents. This rate is $71 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in PANAMA CITY is approximately $5,549.95 with dependents or $5,204.95 without.
E-3 BAH: PANAMA CITY vs National Average
| PANAMA CITY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,058 | $2,129 | $-71 |
| Without Dependents | $1,713 | $1,683 | +$30 |
E-3 Total Monthly Compensation in PANAMA CITY
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in PANAMA CITY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $2,058 | $1,713 |
| BAS | $476.95 | $476.95 |
| Total | $5,549.95 | $5,204.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in PANAMA CITY
- E-4 — $2,058/mo
- E-5 — $2,163/mo
- E-6 — $2,442/mo
- E-7 — $2,538/mo
- O-1 — $2,202/mo
- O-2 — $2,439/mo
- O-3 — $2,709/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in PANAMA CITY?
The 2026 E-3 BAH rate in PANAMA CITY is $2,058/mo with dependents and $1,713/mo without dependents.
What is the total monthly pay for E-3 in PANAMA CITY?
An E-3 with 2 years of service in PANAMA CITY earns approximately $5,549.95/mo total compensation with dependents (base pay $3,015 + BAH $2,058 + BAS $476.95). Without dependents: $5,204.95/mo.
Is PANAMA CITY BAH above or below average?
E-3 BAH in PANAMA CITY is $71 below the national average of $2,129/mo with dependents.