O-2 BAH Rates in MIAMI/FORT LAUDERDALE, FL (2026)

With Dependents
$3,789
per month
Without Dependents
$3,597
per month
Total Comp (w/ dep)
$10,601.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in MIAMI/FORT LAUDERDALE, FL is $3,789 per month with dependents and $3,597 per month without dependents. This rate is $1,181 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in MIAMI/FORT LAUDERDALE is approximately $10,601.98 with dependents or $10,409.98 without.

O-2 BAH: MIAMI/FORT LAUDERDALE vs National Average

MIAMI/FORT LAUDERDALENational AvgDifference
With Dependents$3,789$2,608+$1,181
Without Dependents$3,597$2,243+$1,354

O-2 Total Monthly Compensation in MIAMI/FORT LAUDERDALE

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in MIAMI/FORT LAUDERDALE:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$3,789$3,597
BAS$328.48$328.48
Total$10,601.98$10,409.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in MIAMI/FORT LAUDERDALE

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in MIAMI/FORT LAUDERDALE?

The 2026 O-2 BAH rate in MIAMI/FORT LAUDERDALE is $3,789/mo with dependents and $3,597/mo without dependents.

What is the total monthly pay for O-2 in MIAMI/FORT LAUDERDALE?

An O-2 with 4 years of service in MIAMI/FORT LAUDERDALE earns approximately $10,601.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,789 + BAS $328.48). Without dependents: $10,409.98/mo.

Is MIAMI/FORT LAUDERDALE BAH above or below average?

O-2 BAH in MIAMI/FORT LAUDERDALE is $1,181 above the national average of $2,608/mo with dependents.

View all Florida BAH rates →