O-3 BAH Rates in HARTFORD, CT (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in HARTFORD, CT is $3,759 per month with dependents and $3,174 per month without dependents. This rate is $900 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in HARTFORD is approximately $11,824.48 with dependents or $11,239.48 without.
O-3 BAH: HARTFORD vs National Average
| HARTFORD | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,759 | $2,859 | +$900 |
| Without Dependents | $3,174 | $2,493 | +$681 |
O-3 Total Monthly Compensation in HARTFORD
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in HARTFORD:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $3,759 | $3,174 |
| BAS | $328.48 | $328.48 |
| Total | $11,824.48 | $11,239.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in HARTFORD
- E-3 — $2,652/mo
- E-4 — $2,652/mo
- E-5 — $2,901/mo
- E-6 — $3,330/mo
- E-7 — $3,489/mo
- O-1 — $2,961/mo
- O-2 — $3,327/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in HARTFORD?
The 2026 O-3 BAH rate in HARTFORD is $3,759/mo with dependents and $3,174/mo without dependents.
What is the total monthly pay for O-3 in HARTFORD?
An O-3 with 6 years of service in HARTFORD earns approximately $11,824.48/mo total compensation with dependents (base pay $7,737 + BAH $3,759 + BAS $328.48). Without dependents: $11,239.48/mo.
Is HARTFORD BAH above or below average?
O-3 BAH in HARTFORD is $900 above the national average of $2,859/mo with dependents.