O-2 BAH Rates in Denver, CO (2026)

With Dependents
$3,060
per month
Without Dependents
$2,748
per month
Total Comp (w/ dep)
$9,872.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Denver, CO is $3,060 per month with dependents and $2,748 per month without dependents. This rate is $452 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Denver is approximately $9,872.98 with dependents or $9,560.98 without.

O-2 BAH: Denver vs National Average

DenverNational AvgDifference
With Dependents$3,060$2,608+$452
Without Dependents$2,748$2,243+$505

O-2 Total Monthly Compensation in Denver

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Denver:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$3,060$2,748
BAS$328.48$328.48
Total$9,872.98$9,560.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Denver

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Denver?

The 2026 O-2 BAH rate in Denver is $3,060/mo with dependents and $2,748/mo without dependents.

What is the total monthly pay for O-2 in Denver?

An O-2 with 4 years of service in Denver earns approximately $9,872.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,060 + BAS $328.48). Without dependents: $9,560.98/mo.

Is Denver BAH above or below average?

O-2 BAH in Denver is $452 above the national average of $2,608/mo with dependents.

View all Colorado BAH rates →

O-2 BAH in Denver, CO, in context

An O-2 with dependents in Denver, CO draws $3,060/mo — 17.3% above the national average of $2,608 for this grade (68th of 299 MHAs). Without dependents the rate is $2,748/mo, a $312 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $147/mo (to $3,207), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.