O-3 BAH Rates in COLORADO SPRINGS, CO (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in COLORADO SPRINGS, CO is $2,595 per month with dependents and $2,397 per month without dependents. This rate is $264 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in COLORADO SPRINGS is approximately $10,660.48 with dependents or $10,462.48 without.
O-3 BAH: COLORADO SPRINGS vs National Average
| COLORADO SPRINGS | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,595 | $2,859 | $-264 |
| Without Dependents | $2,397 | $2,493 | $-96 |
O-3 Total Monthly Compensation in COLORADO SPRINGS
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in COLORADO SPRINGS:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,595 | $2,397 |
| BAS | $328.48 | $328.48 |
| Total | $10,660.48 | $10,462.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in COLORADO SPRINGS
- E-3 — $2,160/mo
- E-4 — $2,160/mo
- E-5 — $2,358/mo
- E-6 — $2,433/mo
- E-7 — $2,487/mo
- O-1 — $2,376/mo
- O-2 — $2,430/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in COLORADO SPRINGS?
The 2026 O-3 BAH rate in COLORADO SPRINGS is $2,595/mo with dependents and $2,397/mo without dependents.
What is the total monthly pay for O-3 in COLORADO SPRINGS?
An O-3 with 6 years of service in COLORADO SPRINGS earns approximately $10,660.48/mo total compensation with dependents (base pay $7,737 + BAH $2,595 + BAS $328.48). Without dependents: $10,462.48/mo.
Is COLORADO SPRINGS BAH above or below average?
O-3 BAH in COLORADO SPRINGS is $264 below the national average of $2,859/mo with dependents.