O-3 BAH Rates in Boulder, CO (2026)

With Dependents
$3,711
per month
Without Dependents
$3,129
per month
Total Comp (w/ dep)
$11,776.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Boulder, CO is $3,711 per month with dependents and $3,129 per month without dependents. This rate is $852 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Boulder is approximately $11,776.48 with dependents or $11,194.48 without.

O-3 BAH: Boulder vs National Average

BoulderNational AvgDifference
With Dependents$3,711$2,859+$852
Without Dependents$3,129$2,493+$636

O-3 Total Monthly Compensation in Boulder

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Boulder:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$3,711$3,129
BAS$328.48$328.48
Total$11,776.48$11,194.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Boulder

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Boulder?

The 2026 O-3 BAH rate in Boulder is $3,711/mo with dependents and $3,129/mo without dependents.

What is the total monthly pay for O-3 in Boulder?

An O-3 with 6 years of service in Boulder earns approximately $11,776.48/mo total compensation with dependents (base pay $7,737 + BAH $3,711 + BAS $328.48). Without dependents: $11,194.48/mo.

Is Boulder BAH above or below average?

O-3 BAH in Boulder is $852 above the national average of $2,859/mo with dependents.

View all Colorado BAH rates →

O-3 BAH in Boulder, CO, in context

An O-3 with dependents in Boulder, CO draws $3,711/mo — 29.8% above the national average of $2,859 for this grade (48th of 299 MHAs). Without dependents the rate is $3,129/mo, a $582 difference.

Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $294/mo (to $4,005), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.