O-3 BAH Rates in Ventura, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Ventura, CA is $4,212 per month with dependents and $3,834 per month without dependents. This rate is $1,353 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Ventura is approximately $12,277.48 with dependents or $11,899.48 without.
O-3 BAH: Ventura vs National Average
| Ventura | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,212 | $2,859 | +$1,353 |
| Without Dependents | $3,834 | $2,493 | +$1,341 |
O-3 Total Monthly Compensation in Ventura
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Ventura:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $4,212 | $3,834 |
| BAS | $328.48 | $328.48 |
| Total | $12,277.48 | $11,899.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Ventura
- E-3 — $3,378/mo
- E-4 — $3,378/mo
- E-5 — $3,537/mo
- E-6 — $4,008/mo
- E-7 — $4,083/mo
- O-1 — $3,600/mo
- O-2 — $4,002/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Ventura?
The 2026 O-3 BAH rate in Ventura is $4,212/mo with dependents and $3,834/mo without dependents.
What is the total monthly pay for O-3 in Ventura?
An O-3 with 6 years of service in Ventura earns approximately $12,277.48/mo total compensation with dependents (base pay $7,737 + BAH $4,212 + BAS $328.48). Without dependents: $11,899.48/mo.
Is Ventura BAH above or below average?
O-3 BAH in Ventura is $1,353 above the national average of $2,859/mo with dependents.
O-3 BAH in Ventura, CA, in context
An O-3 with dependents in Ventura, CA draws $4,212/mo — 47.3% above the national average of $2,859 for this grade (33rd of 299 MHAs). Without dependents the rate is $3,834/mo, a $378 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $333/mo (to $4,545), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.