O-3 BAH Rates in Riverside, CA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Riverside, CA is $3,705 per month with dependents and $3,471 per month without dependents. This rate is $846 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Riverside is approximately $11,770.48 with dependents or $11,536.48 without.

O-3 BAH: Riverside vs National Average

	Riverside	National Avg	Difference
With Dependents	$3,705	$2,859	+$846
Without Dependents	$3,471	$2,493	+$978

O-3 Total Monthly Compensation in Riverside

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Riverside:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$3,705	$3,471
BAS	$328.48	$328.48
Total	$11,770.48	$11,536.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Riverside

• E-3 — $3,096/mo
• E-4 — $3,096/mo
• E-5 — $3,351/mo
• E-6 — $3,549/mo
• E-7 — $3,603/mo
• O-1 — $3,384/mo
• O-2 — $3,546/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Riverside?

The 2026 O-3 BAH rate in Riverside is $3,705/mo with dependents and $3,471/mo without dependents.

What is the total monthly pay for O-3 in Riverside?

An O-3 with 6 years of service in Riverside earns approximately $11,770.48/mo total compensation with dependents (base pay $7,737 + BAH $3,705 + BAS $328.48). Without dependents: $11,536.48/mo.

Is Riverside BAH above or below average?

O-3 BAH in Riverside is $846 above the national average of $2,859/mo with dependents.

View all California BAH rates →