Updated February 2026
2026 BAH Rates: West Point (USMA)
Monthly Basic Allowance for Housing rates for West Point (USMA) (Army) in the West Point military housing area (MHA: NY217), effective January 1, 2026.
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| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $3,258 | $39,096 |
| E-2 | $3,258 | $39,096 |
| E-3 | $3,258 | $39,096 |
| E-4 | $3,258 | $39,096 |
| E-5 | $3,468 | $41,616 |
| E-6 | $4,119 | $49,428 |
| E-7 | $4,215 | $50,580 |
| E-8 | $4,317 | $51,804 |
| E-9 | $4,521 | $54,252 |
| Warrant Officer | ||
| W-1 | $4,140 | $49,680 |
| W-2 | $4,257 | $51,084 |
| W-3 | $4,383 | $52,596 |
| W-4 | $4,572 | $54,864 |
| W-5 | $4,806 | $57,672 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $4,230 | $50,760 |
| O-2E | $4,362 | $52,344 |
| O-3E | $4,608 | $55,296 |
| Commissioned Officer | ||
| O-1 | $3,549 | $42,588 |
| O-2 | $4,113 | $49,356 |
| O-3 | $4,380 | $52,560 |
| O-4 | $4,884 | $58,608 |
| O-5 | $5,253 | $63,036 |
| O-6 | $5,298 | $63,576 |
| O-7 | $5,340 | $64,080 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $2,514 | $30,168 |
| E-2 | $2,514 | $30,168 |
| E-3 | $2,514 | $30,168 |
| E-4 | $2,514 | $30,168 |
| E-5 | $2,859 | $34,308 |
| E-6 | $3,090 | $37,080 |
| E-7 | $3,264 | $39,168 |
| E-8 | $3,600 | $43,200 |
| E-9 | $3,795 | $45,540 |
| Warrant Officer | ||
| W-1 | $3,195 | $38,340 |
| W-2 | $3,597 | $43,164 |
| W-3 | $3,819 | $45,828 |
| W-4 | $4,137 | $49,644 |
| W-5 | $4,236 | $50,832 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $3,465 | $41,580 |
| O-2E | $3,753 | $45,036 |
| O-3E | $4,113 | $49,356 |
| Commissioned Officer | ||
| O-1 | $3,045 | $36,540 |
| O-2 | $3,402 | $40,824 |
| O-3 | $3,882 | $46,584 |
| O-4 | $4,215 | $50,580 |
| O-5 | $4,269 | $51,228 |
| O-6 | $4,362 | $52,344 |
| O-7 | $4,440 | $53,280 |
Frequently Asked Questions
Calculate your full military pay including base pay, BAH, and BAS
Military Pay CalculatorHow BAH at West Point compares (West Point, NY MHA)
West Point is the 26th most expensive of the 299 military housing areas nationwide — an E-5 with dependents draws $3,468/mo here, 51.5% above the national MHA average of $2,289. Rates this high usually track tight rental markets, so run the numbers before deciding to live on the local economy.
Statewide, this ranks 5th of 11 MHAs — between New York City, NY ($5,070/mo, highest) and Fort Drum/Watertown, NY ($1,665/mo, lowest) for an E-5 with dependents.
Across enlisted grades here, having dependents adds an average of $779/mo (26.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.