Updated February 2026

2026 BAH Rates: Naval Support Activity Saratoga Springs

Monthly Basic Allowance for Housing rates for Naval Support Activity Saratoga Springs (Navy) in the Ballston Spa/Albany military housing area (MHA: NY215), effective January 1, 2026.

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E-5 with Dependents
$2,634
$31,608/year
E-5 without Dependents
$2,073
$24,876/year
O-3 with Dependents
$3,234
$38,808/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,388$28,656
E-2$2,388$28,656
E-3$2,388$28,656
E-4$2,388$28,656
E-5$2,634$31,608
E-6$2,862$34,344
E-7$2,997$35,964
E-8$3,144$37,728
E-9$3,327$39,924
Warrant Officer
W-1$2,880$34,560
W-2$3,057$36,684
W-3$3,240$38,880
W-4$3,357$40,284
W-5$3,504$42,048
Commissioned Officer (Prior Enlisted)
O-1E$3,021$36,252
O-2E$3,213$38,556
O-3E$3,381$40,572
Commissioned Officer
O-1$2,670$32,040
O-2$2,859$34,308
O-3$3,234$38,808
O-4$3,549$42,588
O-5$3,777$45,324
O-6$3,807$45,684
O-7$3,834$46,008
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$1,974$23,688
E-2$1,974$23,688
E-3$1,974$23,688
E-4$1,974$23,688
E-5$2,073$24,876
E-6$2,166$25,992
E-7$2,397$28,764
E-8$2,685$32,220
E-9$2,745$32,940
Warrant Officer
W-1$2,310$27,720
W-2$2,682$32,184
W-3$2,754$33,048
W-4$2,886$34,632
W-5$3,030$36,360
Commissioned Officer (Prior Enlisted)
O-1E$2,631$31,572
O-2E$2,730$32,760
O-3E$2,850$34,200
Commissioned Officer
O-1$2,139$25,668
O-2$2,556$30,672
O-3$2,775$33,300
O-4$3,000$36,000
O-5$3,081$36,972
O-6$3,219$38,628
O-7$3,276$39,312

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Ballston Spa/Albany, NY BAH Rates  ·  All New York BAH Rates  ·  BAH Rates by Location  ·  BAH Calculator  ·  Military Pay Calculator  ·  How BAH Works in 2026

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