Updated February 2026
2026 BAH Rates: Naval Support Activity Panama City
Monthly Basic Allowance for Housing rates for Naval Support Activity Panama City (Navy) in the Panama City military housing area (MHA: FL063), effective January 1, 2026.
Find BAH Rates by ZIP Code
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $2,058 | $24,696 |
| E-2 | $2,058 | $24,696 |
| E-3 | $2,058 | $24,696 |
| E-4 | $2,058 | $24,696 |
| E-5 | $2,163 | $25,956 |
| E-6 | $2,442 | $29,304 |
| E-7 | $2,538 | $30,456 |
| E-8 | $2,643 | $31,716 |
| E-9 | $2,766 | $33,192 |
| Warrant Officer | ||
| W-1 | $2,460 | $29,520 |
| W-2 | $2,580 | $30,960 |
| W-3 | $2,712 | $32,544 |
| W-4 | $2,787 | $33,444 |
| W-5 | $2,886 | $34,632 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,556 | $30,672 |
| O-2E | $2,691 | $32,292 |
| O-3E | $2,802 | $33,624 |
| Commissioned Officer | ||
| O-1 | $2,202 | $26,424 |
| O-2 | $2,439 | $29,268 |
| O-3 | $2,709 | $32,508 |
| O-4 | $2,913 | $34,956 |
| O-5 | $3,060 | $36,720 |
| O-6 | $3,084 | $37,008 |
| O-7 | $3,105 | $37,260 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,713 | $20,556 |
| E-2 | $1,713 | $20,556 |
| E-3 | $1,713 | $20,556 |
| E-4 | $1,713 | $20,556 |
| E-5 | $1,863 | $22,356 |
| E-6 | $1,959 | $23,508 |
| E-7 | $2,058 | $24,696 |
| E-8 | $2,223 | $26,676 |
| E-9 | $2,298 | $27,576 |
| Warrant Officer | ||
| W-1 | $2,037 | $24,444 |
| W-2 | $2,220 | $26,640 |
| W-3 | $2,310 | $27,720 |
| W-4 | $2,460 | $29,520 |
| W-5 | $2,562 | $30,744 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,160 | $25,920 |
| O-2E | $2,280 | $27,360 |
| O-3E | $2,433 | $29,196 |
| Commissioned Officer | ||
| O-1 | $1,953 | $23,436 |
| O-2 | $2,133 | $25,596 |
| O-3 | $2,337 | $28,044 |
| O-4 | $2,538 | $30,456 |
| O-5 | $2,595 | $31,140 |
| O-6 | $2,691 | $32,292 |
| O-7 | $2,736 | $32,832 |
Frequently Asked Questions
Calculate your full military pay including base pay, BAH, and BAS
Military Pay CalculatorHow BAH at Naval Support Activity Panama City compares (Panama City, FL MHA)
BAH for Naval Support Activity Panama City comes in below the national average — $2,163/mo for an E-5 with dependents, 5.5% under the $2,289 average across 299 MHAs (141st overall).
Statewide, this ranks 13th of 16 MHAs — between Florida Keys, FL ($3,969/mo, highest) and Tallahassee, FL ($1,824/mo, lowest) for an E-5 with dependents.
Across enlisted grades here, having dependents adds an average of $392/mo (20.4%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.