Updated February 2026

2026 BAH Rates: Naval Support Activity Annapolis

Monthly Basic Allowance for Housing rates for Naval Support Activity Annapolis (Navy) in the Annapolis military housing area (MHA: MD128), effective January 1, 2026.

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E-5 with Dependents
$2,928
$35,136/year
E-5 without Dependents
$2,475
$29,700/year
O-3 with Dependents
$3,438
$41,256/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,757$33,084
E-2$2,757$33,084
E-3$2,757$33,084
E-4$2,757$33,084
E-5$2,928$35,136
E-6$3,228$38,736
E-7$3,303$39,636
E-8$3,384$40,608
E-9$3,546$42,552
Warrant Officer
W-1$3,246$38,952
W-2$3,336$40,032
W-3$3,441$41,292
W-4$3,585$43,020
W-5$3,762$45,144
Commissioned Officer (Prior Enlisted)
O-1E$3,315$39,780
O-2E$3,423$41,076
O-3E$3,612$43,344
Commissioned Officer
O-1$2,970$35,640
O-2$3,225$38,700
O-3$3,438$41,256
O-4$3,822$45,864
O-5$4,101$49,212
O-6$4,134$49,608
O-7$4,164$49,968
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,280$27,360
E-2$2,280$27,360
E-3$2,280$27,360
E-4$2,280$27,360
E-5$2,475$29,700
E-6$2,601$31,212
E-7$2,763$33,156
E-8$2,991$35,892
E-9$3,075$36,900
Warrant Officer
W-1$2,709$32,508
W-2$2,988$35,856
W-3$3,087$37,044
W-4$3,237$38,844
W-5$3,321$39,852
Commissioned Officer (Prior Enlisted)
O-1E$2,925$35,100
O-2E$3,054$36,648
O-3E$3,219$38,628
Commissioned Officer
O-1$2,586$31,032
O-2$2,874$34,488
O-3$3,114$37,368
O-4$3,300$39,600
O-5$3,342$40,104
O-6$3,417$41,004
O-7$3,477$41,724

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How BAH at Naval Support Activity Annapolis compares (Annapolis, MD MHA)

BAH for Naval Support Activity Annapolis runs above the national average: $2,928/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (55th overall, 27.9% above average).

Statewide, this ranks 2nd of 9 MHAs — between Indian Head Navordsta, MD ($3,249/mo, highest) and Eastern Shore, MD ($2,121/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $488/mo (19.3%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.