Updated February 2026

2026 BAH Rates: Naval Submarine Base New London

Monthly Basic Allowance for Housing rates for Naval Submarine Base New London (Navy) in the New London military housing area (MHA: CT049), effective January 1, 2026.

Find BAH Rates by ZIP Code

E-5 with Dependents
$2,580
$30,960/year
E-5 without Dependents
$2,148
$25,776/year
O-3 with Dependents
$3,306
$39,672/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,412$28,944
E-2$2,412$28,944
E-3$2,412$28,944
E-4$2,412$28,944
E-5$2,580$30,960
E-6$3,072$36,864
E-7$3,159$37,908
E-8$3,249$38,988
E-9$3,405$40,860
Warrant Officer
W-1$3,093$37,116
W-2$3,195$38,340
W-3$3,309$39,708
W-4$3,441$41,292
W-5$3,603$43,236
Commissioned Officer (Prior Enlisted)
O-1E$3,174$38,088
O-2E$3,291$39,492
O-3E$3,465$41,580
Commissioned Officer
O-1$2,646$31,752
O-2$3,069$36,828
O-3$3,306$39,672
O-4$3,654$43,848
O-5$3,906$46,872
O-6$3,939$47,268
O-7$3,966$47,592
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$1,989$23,868
E-2$1,989$23,868
E-3$1,989$23,868
E-4$1,989$23,868
E-5$2,148$25,776
E-6$2,304$27,648
E-7$2,418$29,016
E-8$2,682$32,184
E-9$2,826$33,912
Warrant Officer
W-1$2,367$28,404
W-2$2,679$32,148
W-3$2,844$34,128
W-4$3,087$37,044
W-5$3,177$38,124
Commissioned Officer (Prior Enlisted)
O-1E$2,577$30,924
O-2E$2,796$33,552
O-3E$3,066$36,792
Commissioned Officer
O-1$2,241$26,892
O-2$2,529$30,348
O-3$2,892$34,704
O-4$3,156$37,872
O-5$3,204$38,448
O-6$3,288$39,456
O-7$3,345$40,140

Frequently Asked Questions

Calculate your full military pay including base pay, BAH, and BAS

Military Pay Calculator

How BAH at Naval Submarine Base New London compares (New London, CT MHA)

BAH for Naval Submarine Base New London runs above the national average: $2,580/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (82nd overall, 12.7% above average).

This is the lowest-rate MHA of the 3 in the state; the highest, New Haven/Fairfield, CT, pays the same E-5 $489 more per month.

Across enlisted grades here, having dependents adds an average of $531/mo (23.4%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.