Updated February 2026
2026 BAH Rates: Naval Air Station Pensacola
Monthly Basic Allowance for Housing rates for Naval Air Station Pensacola (Navy) in the Pensacola military housing area (MHA: FL064), effective January 1, 2026.
Find BAH Rates by ZIP Code
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,794 | $21,528 |
| E-2 | $1,794 | $21,528 |
| E-3 | $1,794 | $21,528 |
| E-4 | $1,794 | $21,528 |
| E-5 | $1,863 | $22,356 |
| E-6 | $2,235 | $26,820 |
| E-7 | $2,256 | $27,072 |
| E-8 | $2,265 | $27,180 |
| E-9 | $2,304 | $27,648 |
| Warrant Officer | ||
| W-1 | $2,253 | $27,036 |
| W-2 | $2,262 | $27,144 |
| W-3 | $2,274 | $27,288 |
| W-4 | $2,325 | $27,900 |
| W-5 | $2,427 | $29,124 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,259 | $27,108 |
| O-2E | $2,268 | $27,216 |
| O-3E | $2,340 | $28,080 |
| Commissioned Officer | ||
| O-1 | $1,914 | $22,968 |
| O-2 | $2,232 | $26,784 |
| O-3 | $2,271 | $27,252 |
| O-4 | $2,457 | $29,484 |
| O-5 | $2,610 | $31,320 |
| O-6 | $2,631 | $31,572 |
| O-7 | $2,646 | $31,752 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,521 | $18,252 |
| E-2 | $1,521 | $18,252 |
| E-3 | $1,521 | $18,252 |
| E-4 | $1,521 | $18,252 |
| E-5 | $1,644 | $19,728 |
| E-6 | $1,722 | $20,664 |
| E-7 | $1,791 | $21,492 |
| E-8 | $1,941 | $23,292 |
| E-9 | $2,046 | $24,552 |
| Warrant Officer | ||
| W-1 | $1,782 | $21,384 |
| W-2 | $1,938 | $23,256 |
| W-3 | $2,061 | $24,732 |
| W-4 | $2,229 | $26,748 |
| W-5 | $2,241 | $26,892 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $1,860 | $22,320 |
| O-2E | $2,022 | $24,264 |
| O-3E | $2,226 | $26,712 |
| Commissioned Officer | ||
| O-1 | $1,719 | $20,628 |
| O-2 | $1,842 | $22,104 |
| O-3 | $2,097 | $25,164 |
| O-4 | $2,232 | $26,784 |
| O-5 | $2,244 | $26,928 |
| O-6 | $2,247 | $26,964 |
| O-7 | $2,259 | $27,108 |
Frequently Asked Questions
Calculate your full military pay including base pay, BAH, and BAS
Military Pay CalculatorHow BAH at Naval Air Station Pensacola compares (Pensacola, FL MHA)
BAH for Naval Air Station Pensacola comes in below the national average — $1,863/mo for an E-5 with dependents, 18.6% under the $2,289 average across 299 MHAs (198th overall).
Statewide, this ranks 15th of 16 MHAs — between Florida Keys, FL ($3,969/mo, highest) and Tallahassee, FL ($1,824/mo, lowest) for an E-5 with dependents.
Across enlisted grades here, having dependents adds an average of $319/mo (18.9%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.