Updated February 2026
2026 BAH Rates: Fort Knox
Monthly Basic Allowance for Housing rates for Fort Knox (Army) in the Fort Knox military housing area (MHA: KY110), effective January 1, 2026.
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| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,575 | $18,900 |
| E-2 | $1,575 | $18,900 |
| E-3 | $1,575 | $18,900 |
| E-4 | $1,575 | $18,900 |
| E-5 | $1,647 | $19,764 |
| E-6 | $2,136 | $25,632 |
| E-7 | $2,241 | $26,892 |
| E-8 | $2,352 | $28,224 |
| E-9 | $2,505 | $30,060 |
| Warrant Officer | ||
| W-1 | $2,157 | $25,884 |
| W-2 | $2,286 | $27,432 |
| W-3 | $2,424 | $29,088 |
| W-4 | $2,538 | $30,456 |
| W-5 | $2,679 | $32,148 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,259 | $27,108 |
| O-2E | $2,403 | $28,836 |
| O-3E | $2,559 | $30,708 |
| Commissioned Officer | ||
| O-1 | $1,710 | $20,520 |
| O-2 | $2,133 | $25,596 |
| O-3 | $2,421 | $29,052 |
| O-4 | $2,724 | $32,688 |
| O-5 | $2,943 | $35,316 |
| O-6 | $2,964 | $35,568 |
| O-7 | $2,985 | $35,820 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,350 | $16,200 |
| E-2 | $1,350 | $16,200 |
| E-3 | $1,350 | $16,200 |
| E-4 | $1,350 | $16,200 |
| E-5 | $1,443 | $17,316 |
| E-6 | $1,602 | $19,224 |
| E-7 | $1,680 | $20,160 |
| E-8 | $1,764 | $21,168 |
| E-9 | $1,893 | $22,716 |
| Warrant Officer | ||
| W-1 | $1,617 | $19,404 |
| W-2 | $1,746 | $20,952 |
| W-3 | $1,911 | $22,932 |
| W-4 | $2,157 | $25,884 |
| W-5 | $2,265 | $27,180 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $1,695 | $20,340 |
| O-2E | $1,860 | $22,320 |
| O-3E | $2,130 | $25,560 |
| Commissioned Officer | ||
| O-1 | $1,503 | $18,036 |
| O-2 | $1,683 | $20,196 |
| O-3 | $1,956 | $23,472 |
| O-4 | $2,241 | $26,892 |
| O-5 | $2,301 | $27,612 |
| O-6 | $2,403 | $28,836 |
| O-7 | $2,442 | $29,304 |
Frequently Asked Questions
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Military Pay CalculatorHow BAH at Fort Knox compares (Fort Knox, KY MHA)
This is one of the country's lower-cost military housing areas: 234th of 299 MHAs, with an E-5-with-dependents rate of $1,647/mo — 28% under the $2,289 national average. Lower BAH cuts both ways: the allowance is smaller, but it typically stretches further against local rents.
Statewide, this ranks 4th of 6 MHAs — between Louisville, KY ($1,989/mo, highest) and Paducah, KY ($1,365/mo, lowest) for an E-5 with dependents.
Across enlisted grades here, having dependents adds an average of $378/mo (23.7%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.