Updated February 2026
2026 BAH Rates: Fort Hood
Monthly Basic Allowance for Housing rates for Fort Hood (Army) in the Fort Cavazos (Fort Hood) military housing area (MHA: TX286), effective January 1, 2026.
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| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,662 | $19,944 |
| E-2 | $1,662 | $19,944 |
| E-3 | $1,662 | $19,944 |
| E-4 | $1,662 | $19,944 |
| E-5 | $1,695 | $20,340 |
| E-6 | $1,920 | $23,040 |
| E-7 | $2,070 | $24,840 |
| E-8 | $2,238 | $26,856 |
| E-9 | $2,409 | $28,908 |
| Warrant Officer | ||
| W-1 | $1,938 | $23,256 |
| W-2 | $2,139 | $25,668 |
| W-3 | $2,346 | $28,152 |
| W-4 | $2,433 | $29,196 |
| W-5 | $2,544 | $30,528 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,100 | $25,200 |
| O-2E | $2,313 | $27,756 |
| O-3E | $2,451 | $29,412 |
| Commissioned Officer | ||
| O-1 | $1,731 | $20,772 |
| O-2 | $1,917 | $23,004 |
| O-3 | $2,340 | $28,080 |
| O-4 | $2,577 | $30,924 |
| O-5 | $2,748 | $32,976 |
| O-6 | $2,769 | $33,228 |
| O-7 | $2,787 | $33,444 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,374 | $16,488 |
| E-2 | $1,374 | $16,488 |
| E-3 | $1,374 | $16,488 |
| E-4 | $1,374 | $16,488 |
| E-5 | $1,530 | $18,360 |
| E-6 | $1,626 | $19,512 |
| E-7 | $1,668 | $20,016 |
| E-8 | $1,746 | $20,952 |
| E-9 | $1,806 | $21,672 |
| Warrant Officer | ||
| W-1 | $1,665 | $19,980 |
| W-2 | $1,743 | $20,916 |
| W-3 | $1,812 | $21,744 |
| W-4 | $1,950 | $23,400 |
| W-5 | $2,109 | $25,308 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $1,692 | $20,304 |
| O-2E | $1,788 | $21,456 |
| O-3E | $1,908 | $22,896 |
| Commissioned Officer | ||
| O-1 | $1,623 | $19,476 |
| O-2 | $1,689 | $20,268 |
| O-3 | $1,833 | $21,996 |
| O-4 | $2,076 | $24,912 |
| O-5 | $2,169 | $26,028 |
| O-6 | $2,325 | $27,900 |
| O-7 | $2,361 | $28,332 |
Frequently Asked Questions
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Military Pay CalculatorHow BAH at Fort Hood compares (Fort Cavazos (Fort Hood), TX MHA)
This is one of the country's lower-cost military housing areas: 229th of 299 MHAs, with an E-5-with-dependents rate of $1,695/mo — 25.9% under the $2,289 national average. Lower BAH cuts both ways: the allowance is smaller, but it typically stretches further against local rents.
Statewide, this ranks 10th of 17 MHAs — between Dallas, TX ($2,469/mo, highest) and Laughlin AFB/Del Rio, TX ($1,470/mo, lowest) for an E-5 with dependents.
Across enlisted grades here, having dependents adds an average of $345/mo (22%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.