O-3 BAH Rates in MONTGOMERY, AL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in MONTGOMERY, AL is $1,932 per month with dependents and $1,725 per month without dependents. This rate is $927 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in MONTGOMERY is approximately $9,997.48 with dependents or $9,790.48 without.
O-3 BAH: MONTGOMERY vs National Average
| MONTGOMERY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,932 | $2,859 | $-927 |
| Without Dependents | $1,725 | $2,493 | $-768 |
O-3 Total Monthly Compensation in MONTGOMERY
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in MONTGOMERY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $1,932 | $1,725 |
| BAS | $328.48 | $328.48 |
| Total | $9,997.48 | $9,790.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in MONTGOMERY
- E-3 — $1,605/mo
- E-4 — $1,605/mo
- E-5 — $1,683/mo
- E-6 — $1,758/mo
- E-7 — $1,818/mo
- O-1 — $1,701/mo
- O-2 — $1,755/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in MONTGOMERY?
The 2026 O-3 BAH rate in MONTGOMERY is $1,932/mo with dependents and $1,725/mo without dependents.
What is the total monthly pay for O-3 in MONTGOMERY?
An O-3 with 6 years of service in MONTGOMERY earns approximately $9,997.48/mo total compensation with dependents (base pay $7,737 + BAH $1,932 + BAS $328.48). Without dependents: $9,790.48/mo.
Is MONTGOMERY BAH above or below average?
O-3 BAH in MONTGOMERY is $927 below the national average of $2,859/mo with dependents.