Terms of Service

Effective Date: February 19, 2026

Acceptance of Terms

By accessing or using VetCalc (vetcalc.org), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this site.

Purpose

VetCalc provides free calculator tools designed to help service members, veterans, and military families estimate military and veteran benefits. All results produced by these calculators are estimates only and should be used for informational and planning purposes.

No Professional Advice

VetCalc is not a financial advisor, tax advisor, or legal counsel. The calculations provided on this site are estimates based on published government data, including pay tables, BAH rates, and VA compensation schedules. Calculator results should not be used as the sole basis for making financial, legal, or benefits-related decisions. We encourage you to consult with a qualified professional or an accredited VA representative before making important decisions based on information from this site.

Accuracy Disclaimer

While we strive for accuracy and use official data sourced from DFAS, VA.gov, and the Department of Defense, we do not guarantee that all calculations are error-free or reflect the most current rates at all times. Official benefit determinations, disability ratings, and compensation amounts are made solely by the U.S. Department of Veterans Affairs and the Department of Defense. VetCalc is not responsible for discrepancies between calculator estimates and official determinations.

Not Government Affiliated

VetCalc is an independent website and is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, the Department of Defense, or any other government agency. References to government data sources are for informational purposes and do not imply any official relationship.

Intellectual Property

All content, design, code, graphics, and other materials on VetCalc are the property of VetCalc and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without prior written permission.

Limitation of Liability

VetCalc is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, merchantability, or fitness for a particular purpose. In no event shall VetCalc, its owners, or contributors be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this site or reliance on any calculator results, including financial decisions made based on information provided by VetCalc.

Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time without prior notice. Any changes will be posted on this page with an updated effective date. Your continued use of VetCalc after any modifications constitutes your acceptance of the revised terms.