O-3 BAH Rates in Wichita Fls/Sheppard AFB, TX (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Wichita Fls/Sheppard AFB, TX is $2,325 per month with dependents and $1,887 per month without dependents. This rate is $534 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Wichita Fls/Sheppard AFB is approximately $10,390.48 with dependents or $9,952.48 without.
O-3 BAH: Wichita Fls/Sheppard AFB vs National Average
| Wichita Fls/Sheppard AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,325 | $2,859 | −$534 |
| Without Dependents | $1,887 | $2,493 | −$606 |
O-3 Total Monthly Compensation in Wichita Fls/Sheppard AFB
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Wichita Fls/Sheppard AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,325 | $1,887 |
| BAS | $328.48 | $328.48 |
| Total | $10,390.48 | $9,952.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Wichita Fls/Sheppard AFB
- E-3 — $1,392/mo
- E-4 — $1,392/mo
- E-5 — $1,491/mo
- E-6 — $2,112/mo
- E-7 — $2,190/mo
- O-1 — $1,572/mo
- O-2 — $2,106/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Wichita Fls/Sheppard AFB?
The 2026 O-3 BAH rate in Wichita Fls/Sheppard AFB is $2,325/mo with dependents and $1,887/mo without dependents.
What is the total monthly pay for O-3 in Wichita Fls/Sheppard AFB?
An O-3 with 6 years of service in Wichita Fls/Sheppard AFB earns approximately $10,390.48/mo total compensation with dependents (base pay $7,737 + BAH $2,325 + BAS $328.48). Without dependents: $9,952.48/mo.
Is Wichita Fls/Sheppard AFB BAH above or below average?
O-3 BAH in Wichita Fls/Sheppard AFB is $534 below the national average of $2,859/mo with dependents.
O-3 BAH in Wichita Fls/Sheppard AFB, TX, in context
An O-3 with dependents in Wichita Fls/Sheppard AFB, TX draws $2,325/mo — 18.7% below the national average of $2,859 for this grade (206th of 299 MHAs). Without dependents the rate is $1,887/mo, a $438 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $366/mo (to $2,691), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.