O-2 BAH Rates in Fort Cavazos (Fort Hood), TX (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Fort Cavazos (Fort Hood), TX is $1,917 per month with dependents and $1,689 per month without dependents. This rate is $691 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Cavazos (Fort Hood) is approximately $8,729.98 with dependents or $8,501.98 without.
O-2 BAH: Fort Cavazos (Fort Hood) vs National Average
| Fort Cavazos (Fort Hood) | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,917 | $2,608 | −$691 |
| Without Dependents | $1,689 | $2,243 | −$554 |
O-2 Total Monthly Compensation in Fort Cavazos (Fort Hood)
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Fort Cavazos (Fort Hood):
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $1,917 | $1,689 |
| BAS | $328.48 | $328.48 |
| Total | $8,729.98 | $8,501.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Cavazos (Fort Hood)
- E-3 — $1,662/mo
- E-4 — $1,662/mo
- E-5 — $1,695/mo
- E-6 — $1,920/mo
- E-7 — $2,070/mo
- O-1 — $1,731/mo
- O-3 — $2,340/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Fort Cavazos (Fort Hood)?
The 2026 O-2 BAH rate in Fort Cavazos (Fort Hood) is $1,917/mo with dependents and $1,689/mo without dependents.
What is the total monthly pay for O-2 in Fort Cavazos (Fort Hood)?
An O-2 with 4 years of service in Fort Cavazos (Fort Hood) earns approximately $8,729.98/mo total compensation with dependents (base pay $6,484.5 + BAH $1,917 + BAS $328.48). Without dependents: $8,501.98/mo.
Is Fort Cavazos (Fort Hood) BAH above or below average?
O-2 BAH in Fort Cavazos (Fort Hood) is $691 below the national average of $2,608/mo with dependents.
O-2 BAH in Fort Cavazos (Fort Hood), TX, in context
An O-2 with dependents in Fort Cavazos (Fort Hood), TX draws $1,917/mo — 26.5% below the national average of $2,608 for this grade (245th of 299 MHAs). Without dependents the rate is $1,689/mo, a $228 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $423/mo (to $2,340), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.