E-6 BAH Rates in Memphis, TN (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-6 (Staff Sergeant (SSG)) stationed in Memphis, TN is $2,319 per month with dependents and $1,839 per month without dependents. This rate is $292 below the national average for E-6.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-6 base pay of $4,759.5/mo (at 10 years of service) and BAS of $476.95/mo, total monthly compensation in Memphis is approximately $7,555.45 with dependents or $7,075.45 without.

E-6 BAH: Memphis vs National Average

	Memphis	National Avg	Difference
With Dependents	$2,319	$2,611	−$292
Without Dependents	$1,839	$2,037	−$198

E-6 Total Monthly Compensation in Memphis

Here is how E-6 pay breaks down for a service member with 10 years of service stationed in Memphis:

Component	With Dependents	Without Dependents
Base Pay	$4,759.5	$4,759.5
BAH	$2,319	$1,839
BAS	$476.95	$476.95
Total	$7,555.45	$7,075.45

Base pay shown for 10 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Memphis

• E-3 — $1,992/mo
• E-4 — $1,992/mo
• E-5 — $2,154/mo
• E-7 — $2,337/mo
• O-1 — $2,181/mo
• O-2 — $2,316/mo
• O-3 — $2,352/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-6 in Memphis?

The 2026 E-6 BAH rate in Memphis is $2,319/mo with dependents and $1,839/mo without dependents.

What is the total monthly pay for E-6 in Memphis?

An E-6 with 10 years of service in Memphis earns approximately $7,555.45/mo total compensation with dependents (base pay $4,759.5 + BAH $2,319 + BAS $476.95). Without dependents: $7,075.45/mo.

Is Memphis BAH above or below average?

E-6 BAH in Memphis is $292 below the national average of $2,611/mo with dependents.

View all Tennessee BAH rates →