E-4 BAH Rates in MEMPHIS, TN (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in MEMPHIS, TN is $1,992 per month with dependents and $1,530 per month without dependents. This rate is $137 below the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in MEMPHIS is approximately $6,127.45 with dependents or $5,665.45 without.
E-4 BAH: MEMPHIS vs National Average
| MEMPHIS | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,992 | $2,129 | $-137 |
| Without Dependents | $1,530 | $1,683 | $-153 |
E-4 Total Monthly Compensation in MEMPHIS
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in MEMPHIS:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $1,992 | $1,530 |
| BAS | $476.95 | $476.95 |
| Total | $6,127.45 | $5,665.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in MEMPHIS
- E-3 — $1,992/mo
- E-5 — $2,154/mo
- E-6 — $2,319/mo
- E-7 — $2,337/mo
- O-1 — $2,181/mo
- O-2 — $2,316/mo
- O-3 — $2,352/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in MEMPHIS?
The 2026 E-4 BAH rate in MEMPHIS is $1,992/mo with dependents and $1,530/mo without dependents.
What is the total monthly pay for E-4 in MEMPHIS?
An E-4 with 4 years of service in MEMPHIS earns approximately $6,127.45/mo total compensation with dependents (base pay $3,658.5 + BAH $1,992 + BAS $476.95). Without dependents: $5,665.45/mo.
Is MEMPHIS BAH above or below average?
E-4 BAH in MEMPHIS is $137 below the national average of $2,129/mo with dependents.