E-5 BAH Rates in Chattanooga, TN (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Chattanooga, TN is $1,986 per month with dependents and $1,629 per month without dependents. This rate is $303 below the national average for E-5.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Chattanooga is approximately $6,572.95 with dependents or $6,215.95 without.

E-5 BAH: Chattanooga vs National Average

	Chattanooga	National Avg	Difference
With Dependents	$1,986	$2,289	−$303
Without Dependents	$1,629	$1,871	−$242

E-5 Total Monthly Compensation in Chattanooga

Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Chattanooga:

Component	With Dependents	Without Dependents
Base Pay	$4,110	$4,110
BAH	$1,986	$1,629
BAS	$476.95	$476.95
Total	$6,572.95	$6,215.95

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Chattanooga

• E-3 — $1,863/mo
• E-4 — $1,863/mo
• E-6 — $2,397/mo
• E-7 — $2,445/mo
• O-1 — $2,043/mo
• O-2 — $2,394/mo
• O-3 — $2,520/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-5 in Chattanooga?

The 2026 E-5 BAH rate in Chattanooga is $1,986/mo with dependents and $1,629/mo without dependents.

What is the total monthly pay for E-5 in Chattanooga?

An E-5 with 6 years of service in Chattanooga earns approximately $6,572.95/mo total compensation with dependents (base pay $4,110 + BAH $1,986 + BAS $476.95). Without dependents: $6,215.95/mo.

Is Chattanooga BAH above or below average?

E-5 BAH in Chattanooga is $303 below the national average of $2,289/mo with dependents.

View all Tennessee BAH rates →