O-3 BAH Rates in RAPID CITY/ELLSWORTH AFB, SD (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in RAPID CITY/ELLSWORTH AFB, SD is $2,475 per month with dependents and $2,124 per month without dependents. This rate is $384 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in RAPID CITY/ELLSWORTH AFB is approximately $10,540.48 with dependents or $10,189.48 without.
O-3 BAH: RAPID CITY/ELLSWORTH AFB vs National Average
| RAPID CITY/ELLSWORTH AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,475 | $2,859 | $-384 |
| Without Dependents | $2,124 | $2,493 | $-369 |
O-3 Total Monthly Compensation in RAPID CITY/ELLSWORTH AFB
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in RAPID CITY/ELLSWORTH AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,475 | $2,124 |
| BAS | $328.48 | $328.48 |
| Total | $10,540.48 | $10,189.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in RAPID CITY/ELLSWORTH AFB
- E-3 — $1,800/mo
- E-4 — $1,800/mo
- E-5 — $1,986/mo
- E-6 — $2,211/mo
- E-7 — $2,307/mo
- O-1 — $2,022/mo
- O-2 — $2,208/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in RAPID CITY/ELLSWORTH AFB?
The 2026 O-3 BAH rate in RAPID CITY/ELLSWORTH AFB is $2,475/mo with dependents and $2,124/mo without dependents.
What is the total monthly pay for O-3 in RAPID CITY/ELLSWORTH AFB?
An O-3 with 6 years of service in RAPID CITY/ELLSWORTH AFB earns approximately $10,540.48/mo total compensation with dependents (base pay $7,737 + BAH $2,475 + BAS $328.48). Without dependents: $10,189.48/mo.
Is RAPID CITY/ELLSWORTH AFB BAH above or below average?
O-3 BAH in RAPID CITY/ELLSWORTH AFB is $384 below the national average of $2,859/mo with dependents.