O-2 BAH Rates in Rapid City/Ellsworth AFB, SD (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Rapid City/Ellsworth AFB, SD is $2,208 per month with dependents and $1,929 per month without dependents. This rate is $400 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Rapid City/Ellsworth AFB is approximately $9,020.98 with dependents or $8,741.98 without.
O-2 BAH: Rapid City/Ellsworth AFB vs National Average
| Rapid City/Ellsworth AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,208 | $2,608 | −$400 |
| Without Dependents | $1,929 | $2,243 | −$314 |
O-2 Total Monthly Compensation in Rapid City/Ellsworth AFB
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Rapid City/Ellsworth AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,208 | $1,929 |
| BAS | $328.48 | $328.48 |
| Total | $9,020.98 | $8,741.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Rapid City/Ellsworth AFB
- E-3 — $1,800/mo
- E-4 — $1,800/mo
- E-5 — $1,986/mo
- E-6 — $2,211/mo
- E-7 — $2,307/mo
- O-1 — $2,022/mo
- O-3 — $2,475/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Rapid City/Ellsworth AFB?
The 2026 O-2 BAH rate in Rapid City/Ellsworth AFB is $2,208/mo with dependents and $1,929/mo without dependents.
What is the total monthly pay for O-2 in Rapid City/Ellsworth AFB?
An O-2 with 4 years of service in Rapid City/Ellsworth AFB earns approximately $9,020.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,208 + BAS $328.48). Without dependents: $8,741.98/mo.
Is Rapid City/Ellsworth AFB BAH above or below average?
O-2 BAH in Rapid City/Ellsworth AFB is $400 below the national average of $2,608/mo with dependents.
O-2 BAH in Rapid City/Ellsworth AFB, SD, in context
An O-2 with dependents in Rapid City/Ellsworth AFB, SD draws $2,208/mo — 15.3% below the national average of $2,608 for this grade (186th of 299 MHAs). Without dependents the rate is $1,929/mo, a $279 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $267/mo (to $2,475), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.