O-3 BAH Rates in Sumter/Shaw AFB, SC (2026)

With Dependents
$2,052
per month
Without Dependents
$1,785
per month
Total Comp (w/ dep)
$10,117.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Sumter/Shaw AFB, SC is $2,052 per month with dependents and $1,785 per month without dependents. This rate is $807 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Sumter/Shaw AFB is approximately $10,117.48 with dependents or $9,850.48 without.

O-3 BAH: Sumter/Shaw AFB vs National Average

Sumter/Shaw AFBNational AvgDifference
With Dependents$2,052$2,859−$807
Without Dependents$1,785$2,493−$708

O-3 Total Monthly Compensation in Sumter/Shaw AFB

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Sumter/Shaw AFB:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$2,052$1,785
BAS$328.48$328.48
Total$10,117.48$9,850.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Sumter/Shaw AFB

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Sumter/Shaw AFB?

The 2026 O-3 BAH rate in Sumter/Shaw AFB is $2,052/mo with dependents and $1,785/mo without dependents.

What is the total monthly pay for O-3 in Sumter/Shaw AFB?

An O-3 with 6 years of service in Sumter/Shaw AFB earns approximately $10,117.48/mo total compensation with dependents (base pay $7,737 + BAH $2,052 + BAS $328.48). Without dependents: $9,850.48/mo.

Is Sumter/Shaw AFB BAH above or below average?

O-3 BAH in Sumter/Shaw AFB is $807 below the national average of $2,859/mo with dependents.

View all South Carolina BAH rates →

O-3 BAH in Sumter/Shaw AFB, SC, in context

An O-3 with dependents in Sumter/Shaw AFB, SC draws $2,052/mo — 28.2% below the national average of $2,859 for this grade (257th of 299 MHAs). Without dependents the rate is $1,785/mo, a $267 difference.

Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $309/mo (to $2,361), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.