O-3 BAH Rates in Charleston, SC (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Charleston, SC is $2,721 per month with dependents and $2,529 per month without dependents. This rate is $138 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Charleston is approximately $10,786.48 with dependents or $10,594.48 without.

O-3 BAH: Charleston vs National Average

	Charleston	National Avg	Difference
With Dependents	$2,721	$2,859	−$138
Without Dependents	$2,529	$2,493	+$36

O-3 Total Monthly Compensation in Charleston

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Charleston:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,721	$2,529
BAS	$328.48	$328.48
Total	$10,786.48	$10,594.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Charleston

• E-3 — $2,220/mo
• E-4 — $2,220/mo
• E-5 — $2,385/mo
• E-6 — $2,616/mo
• E-7 — $2,652/mo
• O-1 — $2,421/mo
• O-2 — $2,613/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Charleston?

The 2026 O-3 BAH rate in Charleston is $2,721/mo with dependents and $2,529/mo without dependents.

What is the total monthly pay for O-3 in Charleston?

An O-3 with 6 years of service in Charleston earns approximately $10,786.48/mo total compensation with dependents (base pay $7,737 + BAH $2,721 + BAS $328.48). Without dependents: $10,594.48/mo.

Is Charleston BAH above or below average?

O-3 BAH in Charleston is $138 below the national average of $2,859/mo with dependents.

View all South Carolina BAH rates →