O-1 BAH Rates in State College, PA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in State College, PA is $1,854 per month with dependents and $1,515 per month without dependents. This rate is $481 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in State College is approximately $6,502.48 with dependents or $6,163.48 without.
O-1 BAH: State College vs National Average
| State College | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,854 | $2,335 | −$481 |
| Without Dependents | $1,515 | $1,975 | −$460 |
O-1 Total Monthly Compensation in State College
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in State College:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,854 | $1,515 |
| BAS | $328.48 | $328.48 |
| Total | $6,502.48 | $6,163.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in State College
- E-3 — $1,656/mo
- E-4 — $1,656/mo
- E-5 — $1,791/mo
- E-6 — $2,274/mo
- E-7 — $2,388/mo
- O-2 — $2,271/mo
- O-3 — $2,580/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in State College?
The 2026 O-1 BAH rate in State College is $1,854/mo with dependents and $1,515/mo without dependents.
What is the total monthly pay for O-1 in State College?
An O-1 with 2 years of service in State College earns approximately $6,502.48/mo total compensation with dependents (base pay $4,320 + BAH $1,854 + BAS $328.48). Without dependents: $6,163.48/mo.
Is State College BAH above or below average?
O-1 BAH in State College is $481 below the national average of $2,335/mo with dependents.
O-1 BAH in State College, PA, in context
An O-1 with dependents in State College, PA draws $1,854/mo — 20.6% below the national average of $2,335 for this grade (207th of 299 MHAs). Without dependents the rate is $1,515/mo, a $339 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $417/mo (to $2,271), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.