O-3 BAH Rates in Allentown/Bethlehem, PA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Allentown/Bethlehem, PA is $2,880 per month with dependents and $2,670 per month without dependents. This rate is $21 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Allentown/Bethlehem is approximately $10,945.48 with dependents or $10,735.48 without.
O-3 BAH: Allentown/Bethlehem vs National Average
| Allentown/Bethlehem | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,880 | $2,859 | +$21 |
| Without Dependents | $2,670 | $2,493 | +$177 |
O-3 Total Monthly Compensation in Allentown/Bethlehem
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Allentown/Bethlehem:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,880 | $2,670 |
| BAS | $328.48 | $328.48 |
| Total | $10,945.48 | $10,735.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Allentown/Bethlehem
- E-3 — $2,259/mo
- E-4 — $2,259/mo
- E-5 — $2,373/mo
- E-6 — $2,841/mo
- E-7 — $2,865/mo
- O-1 — $2,436/mo
- O-2 — $2,835/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Allentown/Bethlehem?
The 2026 O-3 BAH rate in Allentown/Bethlehem is $2,880/mo with dependents and $2,670/mo without dependents.
What is the total monthly pay for O-3 in Allentown/Bethlehem?
An O-3 with 6 years of service in Allentown/Bethlehem earns approximately $10,945.48/mo total compensation with dependents (base pay $7,737 + BAH $2,880 + BAS $328.48). Without dependents: $10,735.48/mo.
Is Allentown/Bethlehem BAH above or below average?
O-3 BAH in Allentown/Bethlehem is $21 above the national average of $2,859/mo with dependents.
O-3 BAH in Allentown/Bethlehem, PA, in context
An O-3 with dependents in Allentown/Bethlehem, PA draws $2,880/mo — 0.7% above the national average of $2,859 for this grade (108th of 299 MHAs). Without dependents the rate is $2,670/mo, a $210 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $327/mo (to $3,207), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.