O-3 BAH Rates in Portland, OR (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Portland, OR is $3,030 per month with dependents and $2,616 per month without dependents. This rate is $171 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Portland is approximately $11,095.48 with dependents or $10,681.48 without.

O-3 BAH: Portland vs National Average

	Portland	National Avg	Difference
With Dependents	$3,030	$2,859	+$171
Without Dependents	$2,616	$2,493	+$123

O-3 Total Monthly Compensation in Portland

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Portland:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$3,030	$2,616
BAS	$328.48	$328.48
Total	$11,095.48	$10,681.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Portland

• E-3 — $2,193/mo
• E-4 — $2,193/mo
• E-5 — $2,379/mo
• E-6 — $2,751/mo
• E-7 — $2,853/mo
• O-1 — $2,430/mo
• O-2 — $2,748/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Portland?

The 2026 O-3 BAH rate in Portland is $3,030/mo with dependents and $2,616/mo without dependents.

What is the total monthly pay for O-3 in Portland?

An O-3 with 6 years of service in Portland earns approximately $11,095.48/mo total compensation with dependents (base pay $7,737 + BAH $3,030 + BAS $328.48). Without dependents: $10,681.48/mo.

Is Portland BAH above or below average?

O-3 BAH in Portland is $171 above the national average of $2,859/mo with dependents.

View all Oregon BAH rates →