O-3 BAH Rates in Oklahoma City, OK (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Oklahoma City, OK is $1,974 per month with dependents and $1,773 per month without dependents. This rate is $885 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Oklahoma City is approximately $10,039.48 with dependents or $9,838.48 without.

O-3 BAH: Oklahoma City vs National Average

	Oklahoma City	National Avg	Difference
With Dependents	$1,974	$2,859	−$885
Without Dependents	$1,773	$2,493	−$720

O-3 Total Monthly Compensation in Oklahoma City

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Oklahoma City:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$1,974	$1,773
BAS	$328.48	$328.48
Total	$10,039.48	$9,838.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Oklahoma City

• E-3 — $1,542/mo
• E-4 — $1,542/mo
• E-5 — $1,644/mo
• E-6 — $1,854/mo
• E-7 — $1,896/mo
• O-1 — $1,677/mo
• O-2 — $1,851/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Oklahoma City?

The 2026 O-3 BAH rate in Oklahoma City is $1,974/mo with dependents and $1,773/mo without dependents.

What is the total monthly pay for O-3 in Oklahoma City?

An O-3 with 6 years of service in Oklahoma City earns approximately $10,039.48/mo total compensation with dependents (base pay $7,737 + BAH $1,974 + BAS $328.48). Without dependents: $9,838.48/mo.

Is Oklahoma City BAH above or below average?

O-3 BAH in Oklahoma City is $885 below the national average of $2,859/mo with dependents.

View all Oklahoma BAH rates →