O-3 BAH Rates in Wright-Patterson AFB, OH (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Wright-Patterson AFB, OH is $2,097 per month with dependents and $1,773 per month without dependents. This rate is $762 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Wright-Patterson AFB is approximately $10,162.48 with dependents or $9,838.48 without.
O-3 BAH: Wright-Patterson AFB vs National Average
| Wright-Patterson AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,097 | $2,859 | −$762 |
| Without Dependents | $1,773 | $2,493 | −$720 |
O-3 Total Monthly Compensation in Wright-Patterson AFB
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Wright-Patterson AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,097 | $1,773 |
| BAS | $328.48 | $328.48 |
| Total | $10,162.48 | $9,838.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Wright-Patterson AFB
- E-3 — $1,533/mo
- E-4 — $1,533/mo
- E-5 — $1,650/mo
- E-6 — $1,851/mo
- E-7 — $1,938/mo
- O-1 — $1,683/mo
- O-2 — $1,848/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Wright-Patterson AFB?
The 2026 O-3 BAH rate in Wright-Patterson AFB is $2,097/mo with dependents and $1,773/mo without dependents.
What is the total monthly pay for O-3 in Wright-Patterson AFB?
An O-3 with 6 years of service in Wright-Patterson AFB earns approximately $10,162.48/mo total compensation with dependents (base pay $7,737 + BAH $2,097 + BAS $328.48). Without dependents: $9,838.48/mo.
Is Wright-Patterson AFB BAH above or below average?
O-3 BAH in Wright-Patterson AFB is $762 below the national average of $2,859/mo with dependents.
O-3 BAH in Wright-Patterson AFB, OH, in context
An O-3 with dependents in Wright-Patterson AFB, OH draws $2,097/mo — 26.7% below the national average of $2,859 for this grade (251st of 299 MHAs). Without dependents the rate is $1,773/mo, a $324 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $351/mo (to $2,448), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.