E-4 BAH Rates in Toledo, OH (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Toledo, OH is $1,758 per month with dependents and $1,320 per month without dependents. This rate is $371 below the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Toledo is approximately $5,893.45 with dependents or $5,455.45 without.
E-4 BAH: Toledo vs National Average
| Toledo | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,758 | $2,129 | −$371 |
| Without Dependents | $1,320 | $1,683 | −$363 |
E-4 Total Monthly Compensation in Toledo
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Toledo:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $1,758 | $1,320 |
| BAS | $476.95 | $476.95 |
| Total | $5,893.45 | $5,455.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Toledo
- E-3 — $1,758/mo
- E-5 — $2,031/mo
- E-6 — $2,166/mo
- E-7 — $2,184/mo
- O-1 — $2,058/mo
- O-2 — $2,163/mo
- O-3 — $2,199/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in Toledo?
The 2026 E-4 BAH rate in Toledo is $1,758/mo with dependents and $1,320/mo without dependents.
What is the total monthly pay for E-4 in Toledo?
An E-4 with 4 years of service in Toledo earns approximately $5,893.45/mo total compensation with dependents (base pay $3,658.5 + BAH $1,758 + BAS $476.95). Without dependents: $5,455.45/mo.
Is Toledo BAH above or below average?
E-4 BAH in Toledo is $371 below the national average of $2,129/mo with dependents.
E-4 BAH in Toledo, OH, in context
An E-4 with dependents in Toledo, OH draws $1,758/mo — 17.4% below the national average of $2,129 for this grade (190th of 299 MHAs). Without dependents the rate is $1,320/mo, a $438 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $273/mo (to $2,031), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.