O-3 BAH Rates in Columbus, OH (2026)

With Dependents
$2,577
per month
Without Dependents
$2,103
per month
Total Comp (w/ dep)
$10,642.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Columbus, OH is $2,577 per month with dependents and $2,103 per month without dependents. This rate is $282 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Columbus is approximately $10,642.48 with dependents or $10,168.48 without.

O-3 BAH: Columbus vs National Average

ColumbusNational AvgDifference
With Dependents$2,577$2,859−$282
Without Dependents$2,103$2,493−$390

O-3 Total Monthly Compensation in Columbus

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Columbus:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$2,577$2,103
BAS$328.48$328.48
Total$10,642.48$10,168.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Columbus

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Columbus?

The 2026 O-3 BAH rate in Columbus is $2,577/mo with dependents and $2,103/mo without dependents.

What is the total monthly pay for O-3 in Columbus?

An O-3 with 6 years of service in Columbus earns approximately $10,642.48/mo total compensation with dependents (base pay $7,737 + BAH $2,577 + BAS $328.48). Without dependents: $10,168.48/mo.

Is Columbus BAH above or below average?

O-3 BAH in Columbus is $282 below the national average of $2,859/mo with dependents.

View all Ohio BAH rates →

O-3 BAH in Columbus, OH, in context

An O-3 with dependents in Columbus, OH draws $2,577/mo — 9.9% below the national average of $2,859 for this grade (154th of 299 MHAs). Without dependents the rate is $2,103/mo, a $474 difference.

Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $216/mo (to $2,793), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.