O-1 BAH Rates in WILMINGTON, NC (2026)

With Dependents
$2,100
per month
Without Dependents
$1,818
per month
Total Comp (w/ dep)
$6,748.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in WILMINGTON, NC is $2,100 per month with dependents and $1,818 per month without dependents. This rate is $235 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in WILMINGTON is approximately $6,748.48 with dependents or $6,466.48 without.

O-1 BAH: WILMINGTON vs National Average

WILMINGTONNational AvgDifference
With Dependents$2,100$2,335$-235
Without Dependents$1,818$1,975$-157

O-1 Total Monthly Compensation in WILMINGTON

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in WILMINGTON:

ComponentWith DependentsWithout Dependents
Base Pay$4,320$4,320
BAH$2,100$1,818
BAS$328.48$328.48
Total$6,748.48$6,466.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in WILMINGTON

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in WILMINGTON?

The 2026 O-1 BAH rate in WILMINGTON is $2,100/mo with dependents and $1,818/mo without dependents.

What is the total monthly pay for O-1 in WILMINGTON?

An O-1 with 2 years of service in WILMINGTON earns approximately $6,748.48/mo total compensation with dependents (base pay $4,320 + BAH $2,100 + BAS $328.48). Without dependents: $6,466.48/mo.

Is WILMINGTON BAH above or below average?

O-1 BAH in WILMINGTON is $235 below the national average of $2,335/mo with dependents.

View all North Carolina BAH rates →