O-1 BAH Rates in West Point, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in West Point, NY is $3,549 per month with dependents and $3,045 per month without dependents. This rate is $1,214 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in West Point is approximately $8,197.48 with dependents or $7,693.48 without.
O-1 BAH: West Point vs National Average
| West Point | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,549 | $2,335 | +$1,214 |
| Without Dependents | $3,045 | $1,975 | +$1,070 |
O-1 Total Monthly Compensation in West Point
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in West Point:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,549 | $3,045 |
| BAS | $328.48 | $328.48 |
| Total | $8,197.48 | $7,693.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in West Point
- E-3 — $3,258/mo
- E-4 — $3,258/mo
- E-5 — $3,468/mo
- E-6 — $4,119/mo
- E-7 — $4,215/mo
- O-2 — $4,113/mo
- O-3 — $4,380/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in West Point?
The 2026 O-1 BAH rate in West Point is $3,549/mo with dependents and $3,045/mo without dependents.
What is the total monthly pay for O-1 in West Point?
An O-1 with 2 years of service in West Point earns approximately $8,197.48/mo total compensation with dependents (base pay $4,320 + BAH $3,549 + BAS $328.48). Without dependents: $7,693.48/mo.
Is West Point BAH above or below average?
O-1 BAH in West Point is $1,214 above the national average of $2,335/mo with dependents.
O-1 BAH in West Point, NY, in context
An O-1 with dependents in West Point, NY draws $3,549/mo — 52% above the national average of $2,335 for this grade (25th of 299 MHAs). Without dependents the rate is $3,045/mo, a $504 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $564/mo (to $4,113), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.