O-3 BAH Rates in Staten Island, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Staten Island, NY is $4,554 per month with dependents and $4,038 per month without dependents. This rate is $1,695 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Staten Island is approximately $12,619.48 with dependents or $12,103.48 without.
O-3 BAH: Staten Island vs National Average
| Staten Island | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,554 | $2,859 | +$1,695 |
| Without Dependents | $4,038 | $2,493 | +$1,545 |
O-3 Total Monthly Compensation in Staten Island
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Staten Island:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $4,554 | $4,038 |
| BAS | $328.48 | $328.48 |
| Total | $12,619.48 | $12,103.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Staten Island
- E-3 — $3,549/mo
- E-4 — $3,549/mo
- E-5 — $3,735/mo
- E-6 — $4,215/mo
- E-7 — $4,341/mo
- O-1 — $3,798/mo
- O-2 — $4,209/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Staten Island?
The 2026 O-3 BAH rate in Staten Island is $4,554/mo with dependents and $4,038/mo without dependents.
What is the total monthly pay for O-3 in Staten Island?
An O-3 with 6 years of service in Staten Island earns approximately $12,619.48/mo total compensation with dependents (base pay $7,737 + BAH $4,554 + BAS $328.48). Without dependents: $12,103.48/mo.
Is Staten Island BAH above or below average?
O-3 BAH in Staten Island is $1,695 above the national average of $2,859/mo with dependents.
O-3 BAH in Staten Island, NY, in context
An O-3 with dependents in Staten Island, NY draws $4,554/mo — 59.3% above the national average of $2,859 for this grade (16th of 299 MHAs). Without dependents the rate is $4,038/mo, a $516 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $489/mo (to $5,043), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.