O-2 BAH Rates in Rochester, NY (2026)

With Dependents
$2,514
per month
Without Dependents
$2,127
per month
Total Comp (w/ dep)
$9,326.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Rochester, NY is $2,514 per month with dependents and $2,127 per month without dependents. This rate is $94 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Rochester is approximately $9,326.98 with dependents or $8,939.98 without.

O-2 BAH: Rochester vs National Average

RochesterNational AvgDifference
With Dependents$2,514$2,608−$94
Without Dependents$2,127$2,243−$116

O-2 Total Monthly Compensation in Rochester

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Rochester:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,514$2,127
BAS$328.48$328.48
Total$9,326.98$8,939.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Rochester

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Rochester?

The 2026 O-2 BAH rate in Rochester is $2,514/mo with dependents and $2,127/mo without dependents.

What is the total monthly pay for O-2 in Rochester?

An O-2 with 4 years of service in Rochester earns approximately $9,326.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,514 + BAS $328.48). Without dependents: $8,939.98/mo.

Is Rochester BAH above or below average?

O-2 BAH in Rochester is $94 below the national average of $2,608/mo with dependents.

View all New York BAH rates →

O-2 BAH in Rochester, NY, in context

An O-2 with dependents in Rochester, NY draws $2,514/mo — 3.6% below the national average of $2,608 for this grade (132nd of 299 MHAs). Without dependents the rate is $2,127/mo, a $387 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $243/mo (to $2,757), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.