O-3 BAH Rates in Jackson, MS (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Jackson, MS is $2,502 per month with dependents and $2,070 per month without dependents. This rate is $357 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Jackson is approximately $10,567.48 with dependents or $10,135.48 without.

O-3 BAH: Jackson vs National Average

	Jackson	National Avg	Difference
With Dependents	$2,502	$2,859	−$357
Without Dependents	$2,070	$2,493	−$423

O-3 Total Monthly Compensation in Jackson

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Jackson:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,502	$2,070
BAS	$328.48	$328.48
Total	$10,567.48	$10,135.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Jackson

• E-3 — $1,818/mo
• E-4 — $1,818/mo
• E-5 — $1,920/mo
• E-6 — $2,163/mo
• E-7 — $2,286/mo
• O-1 — $1,956/mo
• O-2 — $2,160/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Jackson?

The 2026 O-3 BAH rate in Jackson is $2,502/mo with dependents and $2,070/mo without dependents.

What is the total monthly pay for O-3 in Jackson?

An O-3 with 6 years of service in Jackson earns approximately $10,567.48/mo total compensation with dependents (base pay $7,737 + BAH $2,502 + BAS $328.48). Without dependents: $10,135.48/mo.

Is Jackson BAH above or below average?

O-3 BAH in Jackson is $357 below the national average of $2,859/mo with dependents.

View all Mississippi BAH rates →