O-3 BAH Rates in Gulfport, MS (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Gulfport, MS is $2,040 per month with dependents and $1,623 per month without dependents. This rate is $819 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Gulfport is approximately $10,105.48 with dependents or $9,688.48 without.
O-3 BAH: Gulfport vs National Average
| Gulfport | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,040 | $2,859 | −$819 |
| Without Dependents | $1,623 | $2,493 | −$870 |
O-3 Total Monthly Compensation in Gulfport
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Gulfport:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,040 | $1,623 |
| BAS | $328.48 | $328.48 |
| Total | $10,105.48 | $9,688.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Gulfport
- E-3 — $1,509/mo
- E-4 — $1,509/mo
- E-5 — $1,602/mo
- E-6 — $1,620/mo
- E-7 — $1,770/mo
- O-1 — $1,614/mo
- O-2 — $1,617/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Gulfport?
The 2026 O-3 BAH rate in Gulfport is $2,040/mo with dependents and $1,623/mo without dependents.
What is the total monthly pay for O-3 in Gulfport?
An O-3 with 6 years of service in Gulfport earns approximately $10,105.48/mo total compensation with dependents (base pay $7,737 + BAH $2,040 + BAS $328.48). Without dependents: $9,688.48/mo.
Is Gulfport BAH above or below average?
O-3 BAH in Gulfport is $819 below the national average of $2,859/mo with dependents.
O-3 BAH in Gulfport, MS, in context
An O-3 with dependents in Gulfport, MS draws $2,040/mo — 28.6% below the national average of $2,859 for this grade (261st of 299 MHAs). Without dependents the rate is $1,623/mo, a $417 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $339/mo (to $2,379), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.