O-3 BAH Rates in Columbus AFB, MS (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Columbus AFB, MS is $2,181 per month with dependents and $1,779 per month without dependents. This rate is $678 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Columbus AFB is approximately $10,246.48 with dependents or $9,844.48 without.
O-3 BAH: Columbus AFB vs National Average
| Columbus AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,181 | $2,859 | −$678 |
| Without Dependents | $1,779 | $2,493 | −$714 |
O-3 Total Monthly Compensation in Columbus AFB
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Columbus AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,181 | $1,779 |
| BAS | $328.48 | $328.48 |
| Total | $10,246.48 | $9,844.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Columbus AFB
- E-3 — $1,302/mo
- E-4 — $1,302/mo
- E-5 — $1,398/mo
- E-6 — $1,998/mo
- E-7 — $2,067/mo
- O-1 — $1,476/mo
- O-2 — $1,992/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Columbus AFB?
The 2026 O-3 BAH rate in Columbus AFB is $2,181/mo with dependents and $1,779/mo without dependents.
What is the total monthly pay for O-3 in Columbus AFB?
An O-3 with 6 years of service in Columbus AFB earns approximately $10,246.48/mo total compensation with dependents (base pay $7,737 + BAH $2,181 + BAS $328.48). Without dependents: $9,844.48/mo.
Is Columbus AFB BAH above or below average?
O-3 BAH in Columbus AFB is $678 below the national average of $2,859/mo with dependents.
O-3 BAH in Columbus AFB, MS, in context
An O-3 with dependents in Columbus AFB, MS draws $2,181/mo — 23.7% below the national average of $2,859 for this grade (237th of 299 MHAs). Without dependents the rate is $1,779/mo, a $402 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $180/mo (to $2,361), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.