E-7 BAH Rates in SAGINAW, MI (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in SAGINAW, MI is $1,782 per month with dependents and $1,338 per month without dependents. This rate is $920 below the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in SAGINAW is approximately $8,259.85 with dependents or $7,815.85 without.
E-7 BAH: SAGINAW vs National Average
| SAGINAW | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,782 | $2,702 | $-920 |
| Without Dependents | $1,338 | $2,158 | $-820 |
E-7 Total Monthly Compensation in SAGINAW
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in SAGINAW:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $1,782 | $1,338 |
| BAS | $476.95 | $476.95 |
| Total | $8,259.85 | $7,815.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in SAGINAW
- E-3 — $1,329/mo
- E-4 — $1,329/mo
- E-5 — $1,503/mo
- E-6 — $1,749/mo
- O-1 — $1,542/mo
- O-2 — $1,746/mo
- O-3 — $1,842/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in SAGINAW?
The 2026 E-7 BAH rate in SAGINAW is $1,782/mo with dependents and $1,338/mo without dependents.
What is the total monthly pay for E-7 in SAGINAW?
An E-7 with 16 years of service in SAGINAW earns approximately $8,259.85/mo total compensation with dependents (base pay $6,000.9 + BAH $1,782 + BAS $476.95). Without dependents: $7,815.85/mo.
Is SAGINAW BAH above or below average?
E-7 BAH in SAGINAW is $920 below the national average of $2,702/mo with dependents.