O-3 BAH Rates in BOSTON, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in BOSTON, MA is $5,163 per month with dependents and $4,815 per month without dependents. This rate is $2,304 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in BOSTON is approximately $13,228.48 with dependents or $12,880.48 without.
O-3 BAH: BOSTON vs National Average
| BOSTON | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $5,163 | $2,859 | +$2,304 |
| Without Dependents | $4,815 | $2,493 | +$2,322 |
O-3 Total Monthly Compensation in BOSTON
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in BOSTON:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $5,163 | $4,815 |
| BAS | $328.48 | $328.48 |
| Total | $13,228.48 | $12,880.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in BOSTON
- E-3 — $4,344/mo
- E-4 — $4,344/mo
- E-5 — $4,791/mo
- E-6 — $4,812/mo
- E-7 — $4,938/mo
- O-1 — $4,803/mo
- O-2 — $4,809/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in BOSTON?
The 2026 O-3 BAH rate in BOSTON is $5,163/mo with dependents and $4,815/mo without dependents.
What is the total monthly pay for O-3 in BOSTON?
An O-3 with 6 years of service in BOSTON earns approximately $13,228.48/mo total compensation with dependents (base pay $7,737 + BAH $5,163 + BAS $328.48). Without dependents: $12,880.48/mo.
Is BOSTON BAH above or below average?
O-3 BAH in BOSTON is $2,304 above the national average of $2,859/mo with dependents.