O-3 BAH Rates in Indian Head Navordsta, MD (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Indian Head Navordsta, MD is $3,669 per month with dependents and $3,327 per month without dependents. This rate is $810 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Indian Head Navordsta is approximately $11,734.48 with dependents or $11,392.48 without.
O-3 BAH: Indian Head Navordsta vs National Average
| Indian Head Navordsta | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,669 | $2,859 | +$810 |
| Without Dependents | $3,327 | $2,493 | +$834 |
O-3 Total Monthly Compensation in Indian Head Navordsta
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Indian Head Navordsta:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $3,669 | $3,327 |
| BAS | $328.48 | $328.48 |
| Total | $11,734.48 | $11,392.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Indian Head Navordsta
- E-3 — $3,192/mo
- E-4 — $3,192/mo
- E-5 — $3,249/mo
- E-6 — $3,378/mo
- E-7 — $3,483/mo
- O-1 — $3,273/mo
- O-2 — $3,375/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Indian Head Navordsta?
The 2026 O-3 BAH rate in Indian Head Navordsta is $3,669/mo with dependents and $3,327/mo without dependents.
What is the total monthly pay for O-3 in Indian Head Navordsta?
An O-3 with 6 years of service in Indian Head Navordsta earns approximately $11,734.48/mo total compensation with dependents (base pay $7,737 + BAH $3,669 + BAS $328.48). Without dependents: $11,392.48/mo.
Is Indian Head Navordsta BAH above or below average?
O-3 BAH in Indian Head Navordsta is $810 above the national average of $2,859/mo with dependents.
O-3 BAH in Indian Head Navordsta, MD, in context
An O-3 with dependents in Indian Head Navordsta, MD draws $3,669/mo — 28.3% above the national average of $2,859 for this grade (51st of 299 MHAs). Without dependents the rate is $3,327/mo, a $342 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $351/mo (to $4,020), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.