E-4 BAH Rates in Annapolis, MD (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Annapolis, MD is $2,757 per month with dependents and $2,280 per month without dependents. This rate is $628 above the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Annapolis is approximately $6,892.45 with dependents or $6,415.45 without.
E-4 BAH: Annapolis vs National Average
| Annapolis | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,757 | $2,129 | +$628 |
| Without Dependents | $2,280 | $1,683 | +$597 |
E-4 Total Monthly Compensation in Annapolis
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Annapolis:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $2,757 | $2,280 |
| BAS | $476.95 | $476.95 |
| Total | $6,892.45 | $6,415.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Annapolis
- E-3 — $2,757/mo
- E-5 — $2,928/mo
- E-6 — $3,228/mo
- E-7 — $3,303/mo
- O-1 — $2,970/mo
- O-2 — $3,225/mo
- O-3 — $3,438/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in Annapolis?
The 2026 E-4 BAH rate in Annapolis is $2,757/mo with dependents and $2,280/mo without dependents.
What is the total monthly pay for E-4 in Annapolis?
An E-4 with 4 years of service in Annapolis earns approximately $6,892.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,757 + BAS $476.95). Without dependents: $6,415.45/mo.
Is Annapolis BAH above or below average?
E-4 BAH in Annapolis is $628 above the national average of $2,129/mo with dependents.
E-4 BAH in Annapolis, MD, in context
An E-4 with dependents in Annapolis, MD draws $2,757/mo — 29.5% above the national average of $2,129 for this grade (50th of 299 MHAs). Without dependents the rate is $2,280/mo, a $477 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $171/mo (to $2,928), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.