O-3 BAH Rates in PORTLAND, ME (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in PORTLAND, ME is $4,260 per month with dependents and $3,456 per month without dependents. This rate is $1,401 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in PORTLAND is approximately $12,325.48 with dependents or $11,521.48 without.
O-3 BAH: PORTLAND vs National Average
| PORTLAND | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,260 | $2,859 | +$1,401 |
| Without Dependents | $3,456 | $2,493 | +$963 |
O-3 Total Monthly Compensation in PORTLAND
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in PORTLAND:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $4,260 | $3,456 |
| BAS | $328.48 | $328.48 |
| Total | $12,325.48 | $11,521.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in PORTLAND
- E-3 — $3,087/mo
- E-4 — $3,087/mo
- E-5 — $3,252/mo
- E-6 — $3,576/mo
- E-7 — $3,825/mo
- O-1 — $3,297/mo
- O-2 — $3,573/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in PORTLAND?
The 2026 O-3 BAH rate in PORTLAND is $4,260/mo with dependents and $3,456/mo without dependents.
What is the total monthly pay for O-3 in PORTLAND?
An O-3 with 6 years of service in PORTLAND earns approximately $12,325.48/mo total compensation with dependents (base pay $7,737 + BAH $4,260 + BAS $328.48). Without dependents: $11,521.48/mo.
Is PORTLAND BAH above or below average?
O-3 BAH in PORTLAND is $1,401 above the national average of $2,859/mo with dependents.