O-3 BAH Rates in Coastal Maine, ME (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Coastal Maine, ME is $2,868 per month with dependents and $2,514 per month without dependents. This rate is $9 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Coastal Maine is approximately $10,933.48 with dependents or $10,579.48 without.
O-3 BAH: Coastal Maine vs National Average
| Coastal Maine | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,868 | $2,859 | +$9 |
| Without Dependents | $2,514 | $2,493 | +$21 |
O-3 Total Monthly Compensation in Coastal Maine
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Coastal Maine:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,868 | $2,514 |
| BAS | $328.48 | $328.48 |
| Total | $10,933.48 | $10,579.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Coastal Maine
- E-3 — $2,052/mo
- E-4 — $2,052/mo
- E-5 — $2,193/mo
- E-6 — $2,697/mo
- E-7 — $2,760/mo
- O-1 — $2,259/mo
- O-2 — $2,694/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Coastal Maine?
The 2026 O-3 BAH rate in Coastal Maine is $2,868/mo with dependents and $2,514/mo without dependents.
What is the total monthly pay for O-3 in Coastal Maine?
An O-3 with 6 years of service in Coastal Maine earns approximately $10,933.48/mo total compensation with dependents (base pay $7,737 + BAH $2,868 + BAS $328.48). Without dependents: $10,579.48/mo.
Is Coastal Maine BAH above or below average?
O-3 BAH in Coastal Maine is $9 above the national average of $2,859/mo with dependents.
O-3 BAH in Coastal Maine, ME, in context
An O-3 with dependents in Coastal Maine, ME draws $2,868/mo — 0.3% above the national average of $2,859 for this grade (109th of 299 MHAs). Without dependents the rate is $2,514/mo, a $354 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $183/mo (to $3,051), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.