O-1 BAH Rates in Paducah, KY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Paducah, KY is $1,434 per month with dependents and $1,215 per month without dependents. This rate is $901 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Paducah is approximately $6,082.48 with dependents or $5,863.48 without.

O-1 BAH: Paducah vs National Average

	Paducah	National Avg	Difference
With Dependents	$1,434	$2,335	−$901
Without Dependents	$1,215	$1,975	−$760

O-1 Total Monthly Compensation in Paducah

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Paducah:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$1,434	$1,215
BAS	$328.48	$328.48
Total	$6,082.48	$5,863.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Paducah

• E-3 — $1,293/mo
• E-4 — $1,293/mo
• E-5 — $1,365/mo
• E-6 — $1,875/mo
• E-7 — $1,932/mo
• O-2 — $1,872/mo
• O-3 — $2,031/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Paducah?

The 2026 O-1 BAH rate in Paducah is $1,434/mo with dependents and $1,215/mo without dependents.

What is the total monthly pay for O-1 in Paducah?

An O-1 with 2 years of service in Paducah earns approximately $6,082.48/mo total compensation with dependents (base pay $4,320 + BAH $1,434 + BAS $328.48). Without dependents: $5,863.48/mo.

Is Paducah BAH above or below average?

O-1 BAH in Paducah is $901 below the national average of $2,335/mo with dependents.

View all Kentucky BAH rates →