O-2 BAH Rates in Frankfort, KY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Frankfort, KY is $1,812 per month with dependents and $1,452 per month without dependents. This rate is $796 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Frankfort is approximately $8,624.98 with dependents or $8,264.98 without.

O-2 BAH: Frankfort vs National Average

	Frankfort	National Avg	Difference
With Dependents	$1,812	$2,608	−$796
Without Dependents	$1,452	$2,243	−$791

O-2 Total Monthly Compensation in Frankfort

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Frankfort:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$1,812	$1,452
BAS	$328.48	$328.48
Total	$8,624.98	$8,264.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Frankfort

• E-3 — $1,287/mo
• E-4 — $1,287/mo
• E-5 — $1,410/mo
• E-6 — $1,815/mo
• E-7 — $1,932/mo
• O-1 — $1,464/mo
• O-3 — $2,133/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Frankfort?

The 2026 O-2 BAH rate in Frankfort is $1,812/mo with dependents and $1,452/mo without dependents.

What is the total monthly pay for O-2 in Frankfort?

An O-2 with 4 years of service in Frankfort earns approximately $8,624.98/mo total compensation with dependents (base pay $6,484.5 + BAH $1,812 + BAS $328.48). Without dependents: $8,264.98/mo.

Is Frankfort BAH above or below average?

O-2 BAH in Frankfort is $796 below the national average of $2,608/mo with dependents.

View all Kentucky BAH rates →