O-1 BAH Rates in Fort Knox, KY (2026)

With Dependents
$1,710
per month
Without Dependents
$1,503
per month
Total Comp (w/ dep)
$6,358.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Fort Knox, KY is $1,710 per month with dependents and $1,503 per month without dependents. This rate is $625 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Knox is approximately $6,358.48 with dependents or $6,151.48 without.

O-1 BAH: Fort Knox vs National Average

Fort KnoxNational AvgDifference
With Dependents$1,710$2,335−$625
Without Dependents$1,503$1,975−$472

O-1 Total Monthly Compensation in Fort Knox

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Fort Knox:

ComponentWith DependentsWithout Dependents
Base Pay$4,320$4,320
BAH$1,710$1,503
BAS$328.48$328.48
Total$6,358.48$6,151.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Fort Knox

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Fort Knox?

The 2026 O-1 BAH rate in Fort Knox is $1,710/mo with dependents and $1,503/mo without dependents.

What is the total monthly pay for O-1 in Fort Knox?

An O-1 with 2 years of service in Fort Knox earns approximately $6,358.48/mo total compensation with dependents (base pay $4,320 + BAH $1,710 + BAS $328.48). Without dependents: $6,151.48/mo.

Is Fort Knox BAH above or below average?

O-1 BAH in Fort Knox is $625 below the national average of $2,335/mo with dependents.

View all Kentucky BAH rates →

O-1 BAH in Fort Knox, KY, in context

An O-1 with dependents in Fort Knox, KY draws $1,710/mo — 26.8% below the national average of $2,335 for this grade (231st of 299 MHAs). Without dependents the rate is $1,503/mo, a $207 difference.

Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $423/mo (to $2,133), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.